About the Cafe

Welcome to Cafe AJM.

If you are familiar with The Little Prince by Antoine de Saint-Exupéry, then you may recognize the avatar. Here’s a whole chapter from the enchanting novella that challenges the soul:

Chapter 23


“Good morning,” said the little prince.

“Good morning,” said the merchant.

This was a merchant who sold pills that had been invented to quench thirst. You need only swallow one pill a week, and you would feel no need of anything to drink.

“Why are you selling those?” asked the little prince.

“Because they save a tremendous amount of time,” said the merchant. “Computations have been made by experts. With these pills, you save fifty-three minutes in every week.”

“And what do I do with those fifty-three minutes?”

“Anything you like…”

“As for me,” said the little prince to himself, “if I had fifty-three minutes to spend as I liked, I should walk at my leisure toward a spring of fresh water.”

So what’s this have to do with “personal finance”? Like the prince, why we spend, save, and invest is a matter of perspective. Yet, what influences this development is quite another matter. While there are endless “how to” websites and books to guide you on the mechanics of personal finance, I hope to explore this theme of perspective throughout this blog.

Oh, about me…

Professionally, as a geek-for-hire (aka consultant) that has worked in three Fortune 500 companies in various information technology roles, I’ve learned the value of quality systems after years of writing and testing good and bad code.  Interestingly, nearly all my experience has been on systems and applications that have an impact on personal finance. Over the years, my curiosity steadily expanded into areas of global finance, investing and economics.

Happy reading!

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